South Florida · Est. 2025

A quieter way to realize the value of an unwanted life insurance policy.

Solís Settlement Partners is a Fort Lauderdale advisory practice connecting policyholders, professional advisors, and accredited investors to the life settlement market — discreetly, and without the noise of mass-market brokerages.

— FORT LAUDERDALE · EST. MMXXV —

Discreet, relationship-led advisory — built for the way South Florida actually does business.

Most life settlement firms are built for volume. We are built for fit. Every transaction we facilitate begins with a conversation — not a quote, not a marketing pitch, and never a high-pressure sales call.

We work alongside trusted professionals — estate attorneys, CPAs, financial advisors, family stewards — to identify situations where a life insurance policy can be converted into real, tangible value for its owner. And we work alongside accredited investors who are looking for a thoughtfully sourced, uncorrelated alternative to public markets.

Our role is to make introductions, frame the opportunity, and step out of the way so principals can do business directly. We are not licensed brokers. We are connectors — and we are deliberate about it.

i.

Confidentiality first

No marketing your name, your policy, or your situation. Conversations happen privately and stay private.

ii.

Aligned with you

We only do business with one licensed provider partner — chosen for reputation, pricing discipline, and underwriting integrity.

iii.

No pressure, no quotas

We will not push a transaction that doesn't make sense. Sometimes the right advice is to keep the policy in place.

iv.

Built on referrals

Our practice grows by introduction, from the professionals and families who trust us to do this work well.

Three audiences. One discreet conversation.

Whether you own a policy, advise someone who does, or invest in alternative assets — there's a tailored path forward.

Policyholders & Families

Considering a Sale

If you own a permanent life insurance policy you no longer need — or that has become expensive to maintain — there may be a market value far greater than the cash surrender amount.

  • Permanent policy, $200,000 face value or more
  • Insured generally aged 65 or older
  • Often a candidate when premiums have become a burden
  • Or when the policy has outlived its original purpose
Confidential review

Professional Advisors

Attorneys · CPAs · Planners

When your clients have permanent life insurance policies they're considering surrendering or letting lapse, there is almost always a better option. We work confidentially alongside professional advisors as a quiet referral resource.

  • Estate planning & elder law attorneys
  • CPAs serving retiree-heavy practices
  • Reverse mortgage originators & trust officers
  • Discreet referral fees available where appropriate
Introduce yourself

Accredited Investors

By Introduction Only

For sophisticated investors seeking an uncorrelated, asset-backed alternative to public markets, life settlements offer a return profile that is mortality-driven, contractually defined, and fundamentally non-cyclical.

  • Asset-backed by the underlying insurance contract
  • Uncorrelated with equity & fixed-income markets
  • Targeted for accredited individuals & family offices
  • Strictly by referral & introduction
Begin a conversation

What is a life settlement?

A life settlement is the regulated sale of an existing life insurance policy to a third-party buyer for an amount greater than its cash surrender value, but less than its eventual death benefit.

For policyholders, it transforms an asset that would otherwise be lapsed or surrendered for pennies on the dollar into meaningful, immediate liquidity. For investors, it represents a structured claim on a future, contractually-defined payout — uncorrelated with the broader economy.

The market has existed for over thirty years and is regulated in Florida under Chapter 626 of the Florida Statutes. Solís Settlement Partners works exclusively with a licensed Florida life settlement provider.

i.
Typically 4 to 8 times the cash surrender value

Where a policy qualifies, market pricing routinely exceeds what the issuing carrier would pay to terminate the contract.

ii.
Most permanent policies are eligible

Whole life, universal life, indexed universal life, guaranteed universal life, and certain convertible term policies typically qualify.

iii.
No further premiums or obligations

Once a settlement closes, the policyholder receives proceeds and has no continuing obligation to maintain the policy.

iv.
Confidential throughout

Reviews, offers, and closings are handled discreetly. Most clients are introduced through a trusted professional advisor.

A short note. A private reply.

Most conversations begin with a brief, confidential phone call. We will not pressure you, will not market to you afterward, and will not share your information with any third party.

Office
Fort Lauderdale, Florida
Hours
By Appointment

All inquiries are reviewed personally. Most are returned within one business day.